PERSONAL LINES UNDERWRITER
Occidental Fire and Casualty is a billion dollar A-
Excellent rated company by A.M. Best. We are looking for an experienced
Underwriter with extensive knowledge of Personal Property
Market. The position will manage $35 million in Homeowners and Dwelling Fire premium
with growth opportunity. The position will be responsible for underwriting our
products as part of the a Citizens Takeout program and then new
business through the independent agency system to meet the long term goals of
the company. The individual will have travel responsibilities, which will
require overnight stays.
Major Job Responsibilities
1. Coordinate
the individual risk selection process as part of a Citizens Takeout program.
2. Setup
procedures for the underwriting of the individual risks written through the
Citizens Program. Including the review of inspections and cost estimators.
3. Communicate
with all the agents licensed as part of the Takeout program regarding policy information
and individual risk situations.
4. Make
recommendations to management concerning improving the systems and procedures
being used by the company to service the Takeout policies.
5. Develop
positive relationships with all agents.
6. Develop
new business working relationships with those agent selected to write new
business outside of the Takeout program.
7. Receives and analyzes new
business submissions to determine desirability of risks in accordance with
established guidelines and risks characteristics.
8. Determines
proper classifications, rates and exposures.
If
negative underwriting characteristics develop or are a part of a risk
submission, finds alternative approaches to write business profitably
(deductibles, exclusions, or another program).
9. Declines
totally unacceptable risks on timely basis, providing clear and concise reasons
for declinations.
10. Prices
accounts in accordance with filed programs and rates.
11. Coordinate
and facilitate communication between agencies and all appropriate company
representatives.
12. Report
on market information.
13. Participate
in the strategic development for both the short and long term goals for the
state.
14. Make
recommendations to enhance profitability and growth of the state.
Experience and Skill Requirements
1. College degree or
equivalent work experience.
2. Minimum
three years Personal Property underwriting experience.
3. Demonstrates strategic
thinking skills.
4. Demonstrates strong
interpersonal skills.
5. Computer literate.
6. Must have
a strong knowledge of the Personal Property Market.
Occidental offers excellent benefits in a drug free
environment.
Please email your resume to Tim Flynn